Kitap Finans 2011

Expanding housing finance to the underserved in South Asia: market review and forward agenda

  • Kodu: 405
  • Eserin Orjinal İsmi: Expanding housing finance to the underserved in South Asia: market review and forward agenda
  • Türü: Kitap
  • Alan: Finans
  • Konu(lar): Expanding housing finance to the underserved in South Asia
  • Dili: İngilizce
  • Yayın Yılı: 2011
  • Yayın Yeri: Washington, D.C.
  • Yayınevi: World Bank
  • Keywords: housing, finance, south asia
  • Anahtar Kelimeler: Konut, Finans, Güney Asya
  • Açıklama: Rapid economic growth in South Asia, urbanization, and a rising middle class have created considerable pent-up demand for housing and housing finance. More than 14 percent of low-income South Asians have no home. In response, South Asia's dynamic housing and housing finance markets have grown at rates of around 30%, but are still limited to upper-income groups. The contribution of housing and real-estate sector to overall economic growth, social uplift and employment is considerable. Housing and housing finance services have the clear potential to expand to middle- and even lower- income families. This requires an improved land administration, strengthened legal framework for land titling, registration, and foreclosure, better market data provision, and promotion of long-term funding for mortgage lenders and developers. Innovative traditional mortgage products and Islamic finance could match demand in underserved market segments. This report, a first regional effort on the topic, examines housing shortages in South Asia, as well as outlines shortcomings of the market for home mortgages. Information on good practice and country-specific examples are presented on enabling builder/developers, mortgage lenders, land administration, as well as foreclosure and other relevant regulations, to strengthen home ownership in South Asia. Special emphasis is accorded to low-income housing solutions.
  • Bilgilerin Alındığı Kaynak: İnternet Kaynakları
  • Internet Kaynaklari: http://site.ebrary.com/id/10408452